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Personal Banking

Max Free Checking
A free checking account with no minimum balance requirement.
  • No per debit Fee
  • Unlimited check writing
  • Free Online Internet Banking
  • Free access to FirstLine – 24 hour telephone access to account information
  • First order of printed checks free (basic check) or $5.00 discount on premium style checks
  • Applicable fees will apply to foreign ATM transactions
  • Fees
Senior Security Checking
Easy access to your funds while earning interest on your account balance and enjoying the protection of free Identity Theft Insurance. You must be 55 years of age or older to qualify.
  • No minimum balance requirement
  • No monthly maintenance fee
  • No per debit fee
  • Interest compounded daily and paid monthly
  • Unlimited check writing
  • Free Online Banking
  • Free Bill Pay
  • (Limited to 15 Bill Pays per month - $.55 fee for each debit in excess of 15)
  • Free access to First Line - 24 Hour phone access to account information
  • Free Bank Club wallet checks
  • Free Identity Theft Insurance
  • Free Credit Card Registration
  • No fee MasterMoney debit card
  • No fee for FSB ATM transactions
  • Fees

Click for Online Bill Pay and Presentment Demo

For current rates, please select the “Interest Rates” link.
Personal NOW
Easy access to your funds while earning interest on your account balance.
  • Interest compounded daily
  • Unlimited check writing
  • No monthly maintenance fee with a $1,000 minimum daily balance
  • No fee MasterMoney debit card
  • Free access to First Line - 24 Hour phone access to account information
  • No fee for FSB ATM transactions
  • Fees
For current rates, please select the “Interest Rates” link.
Platinum Checking
Earn interest on your account balance and enjoy a wide range of benefits.
  • Interest compounded daily
  • No monthly maintenance fee if you maintain a $2,000 average daily balance
  • $10,000 Accidental Death & Dismemberment Insurance
  • Unlimited check writing
  • No consumer loan fees
  • No foreign ATM withdrawal fees
  • No domestic wire fees
  • No transfer fee for overdraft protection from Firstflexline
  • Discount rate on Firstflexline
  • Free first order of checks
  • Free bill pay
  • Free online banking
  • Free cashier’s checks
  • Free traveler’s checks
  • Free money orders
  • Free ATM / MasterMoney debit card
  • Fees
For current rates, please select the “Interest Rates” link.
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Gold Select
Wide range of benefits for a low monthly fee.
  • No minimum balance
  • Unlimited Check Writing
  • Free Bank Club Wallet Checks
  • $10,000 Accidental Death & Dismemberment Insurance
  • EyeCare & EyeWear Discount Card
  • Walk-In Pharmacy Discount Card
  • $500 Grocery Coupon Booklet
  • Rental Car Discounts
  • Key Tag Return
  • Safe Deposit Box Discount
  • No fee Traveler's Checks
  • No fee MasterMoney debit card
  • Free access to First Line –24 Hour phone access to account information
  • No fee for FSB ATM transactions
  • Fees
Silver Select
This value added benefit package can be added for an additional minimal fee to any personal checking account.
  • $5,000 Accidental Death & Dismemberment Insurance
  • EyeCare & EyeWear Discount Card
  • Walk-In Pharmacy Discount Card
  • $500 Grocery Coupon Booklet
  • Rental Car Discounts
  • Key Tag Return
  • Safe Deposit Box Discount
  • No fee Traveler's Checks
  • Fees

* Contact a Customer Service Representative to apply.


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