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We are always happy to pre-qualify you at a moment's notice without cost. However, the following documentation will be needed when you actually decide to make loan application:
- Copy of sales contract, or warranty deed if refinancing
- List of all landlord/mortgage company names, addresses, account numbers, and phone numbers for the two previous years
- Employers name, address, contact person, and telephone number for two years
- Copies of the previous 30 days of pay stubs, and W2s and Tax Returns for the two previous years
- Institution names, addresses, account numbers for all checking, savings, investment, mutual or stock funds, and 401K plans.
- List of all open loans and charge account balances with creditors name,address, account number, monthly payment, and balance information.
- If applicable, a copy of divorce decree and final judgement
- Self employed borrowers only: Last two years tax returns, personal and corporate, and year to date P/L and balance sheet statements.
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