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Count on us for a full menu of mortgage products to suit your needs!

Fixed and Adjustable Rate Conventional Loans
Count on us for a full line of FNMA/FHLMC underwritten loans at competitive prices for your purchase, construction, or refinance needs! A variety of flexible terms are available.

Depending upon your credit package and underwriting requirements, these loans may be offered in low-documentation packages with same day approval!

FHA,VA, other Govt. Insured Programs
Count on us to offer a wide range of affordable and flexible government loans to meet your credit and underwriting needs!
  • Fixed and Adjustable Rate FHA and VA Programs
  • Farmers Home and GRHA (subject to agency funding availability)
  • In-house underwriting and compliance inspections
These products are underwritten on typical FHA/VA guidelines and may provide for more flexible credit and underwriting standards, as opposed to some conventional products.

Construction/Permanent Loans
Count on us when it's time to build your new residence with a cost-effective one-closing C/P product!
  • One closing saves you hundreds of dollars in closing costs
  • We offer maximum financing with attractive rates
  • Your permanent loan is closed prior to the beginning of construction. Any anxiety you may have about qualifying for your final mortgage is eliminated because the paperwork and processing is taken care of up-front. You are free to concentrate on working with your builder and to enjoy your new home as its being built!
  • Though we allow individuals to serve as their own contractors on a typical construction loan, our one-closing C/P program is limited to those individuals who have contracted with a reputable builder with a turn-key contract.

First Time Buyer, Non-Conforming, Other Programs
Count on us to have something for almost anyone!!
  • First Time Buyer Programs with little or no down payment
  • Jumbo and Non-Conforming Products
  • 100% Financing Programs
  • No Income Verification Products
  • Piggy-back No PMI Programs
  • B/C Credit Products

 

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