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Personal Banking
Auto Loans
Buying a car is always an exciting time. The First State Bank makes buying that new or used car an easy and enjoyable experience. We offer competitive rates and flexible terms.

Recreational Vehicles
The First State Bank finances recreational vehicles such as motorhomes, planes, boats, etc. Take advantage of our extensive product line to finance the recreational vehicle of your dreams.

Firstflexline
The First State Bank's home equity line of credit, Firstflexline, is not only a convenience but also a smart choice. With Firstflexline you will enjoy a competitive rate and in most cases this line of credit is tax deductible. Consult your tax advisor about the deductibility of interest.

Contact one of our lenders for more details.

Home Equity Loans
Need money for home improvements? How about that extra bedroom or kitchen remodeling? The First State Bank has the right type of loan for you.

Contact one of our lenders for more details.

Residential Mortgage Loans
We have the right mortgage for you. Our mortgage affiliate, First Metro Mortgage Corporation, offers conventional, VA, FHA financing at competitive rates and terms.

Construction Loans
Need a construction loan? Finance the construction of your new residence, whether you're building yourself or using a contractor. Want the ease of a single loan closing for both your construction loan and your permanent mortgage loan? …try our convenient one time closing construction-perm loan.

Credit Cards
Try our easy to use and convenient First State Bank MasterCard or Visa Card. Take advantage of our competitive rates and terms. These cards can be used anywhere in the world.

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