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Effective Date: July 9, 2008
| Description |
Minimum Deposit To Open Account |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum Daily Balance to Earn (APY) |
| *Personal |
| Interest Checking (3) |
$1,000 |
.85 |
.85 |
$1,000 |
| Platinum Checking (3) |
$50.00 |
.50 |
.50 |
$2,000 |
| Senior Security Checking (3) |
$50 |
.75 |
.75 |
$50 |
| Regular Savings (2) |
$50 |
1.25 |
1.25 |
$50 |
| Money Market (1) |
$1,000 |
1.00 |
1.00 |
$1,000 |
| Jumbo Money Market (1) |
$100,000 |
|
|
|
| Balance <$99,999 |
.90 |
.90 |
|
| Balance $100,000> |
1.50 |
1.51 |
$100,000 |
| Super Money Market (1) |
$50,000 |
|
|
|
| Balance <$50,000 |
.90 |
.90 |
$50,000 |
| Balance $50,000> |
1.10 |
1.11 |
$50,000 |
| *Business |
| Interest Checking (3) |
$100 |
|
|
|
| Balance $2,500-$4,999 |
.50 |
.50 |
$2,500 |
| Balance $5,000> |
.85 |
.85 |
$5,000 |
| Money Market (1) |
$1,000 |
|
|
$2,500 |
| Balance $2,500-$4,999 |
.50 |
.50 |
|
| Balance $5,000> |
.50 |
.50 |
|
| Super Money Market (1) |
$50,000 |
|
|
|
| Balance <$50,000 |
.50 |
.50 |
|
| Balance $50,000-$99,999 |
.70 |
.70 |
$50,000 |
| Balance $100,000> |
.85 |
.85 |
$100,000 |
| *CD's and IRA's |
| Term |
Minimum Balance To Open Account |
Minimum Daily Balance To Earn APY |
Interest Rate |
Annual Percentage Yield |
| 30 Day CD* |
$500 |
$500 |
1.50 |
1.51 |
| 90 Day CD* |
$500 |
$500 |
2.00 |
2.02 |
| 180 Day CD* |
$500 |
$500 |
3.25 |
3.28 |
| 12 Month CD** |
$500 |
$500 |
4.00 |
4.06 |
| 12 Month CD-Super** |
$25,000 |
$25,000 |
4.00 |
4.06 |
| 18 Month CD** |
$500 |
$500 |
4.25 |
4.32 |
| 24 Month CD** |
$500 |
$500 |
4.25 |
4.32 |
| 24 Month CD-Super** |
$25,000 |
$25,000 |
4.25 |
4.32 |
| 30 Month CD** |
$500 |
$500 |
4.35 |
4.42 |
| 36 Month CD** |
$500 |
$500 |
4.40 |
4.47 |
| 36 Month CD-Super** |
$25,000 |
$25,000 |
4.40 |
4.47 |
| 48 Month CD** |
$500 |
$500 |
4.45 |
4.52 |
| 60 Month CD** |
$500 |
$500 |
5.00 |
5.09 |
| 180 Day IRA* |
$100 |
$100 |
3.25 |
3.28 |
| 12 Month IRA*** |
$100 |
$100 |
4.00 |
4.07 |
| 12 Month IRA-Super*** |
$25,000 |
$25,000 |
4.00 |
4.07 |
| 18 Month IRA*** |
$100 |
$100 |
4.25 |
4.34 |
| 24 Month IRA*** |
$100 |
$100 |
4.25 |
4.34 |
| 24 Month IRA-Super*** |
$25,000 |
$25,000 |
4.25 |
4.34 |
| 36 Month IRA*** |
$100 |
$100 |
4.40 |
4.49 |
| 36 Month IRA-Super*** |
$25,000 |
$25,000 |
4.40 |
4.49 |
| 48 Month IRA*** |
$100 |
$100 |
4.45 |
4.55 |
| 60 Month IRA*** |
$100 |
$100 |
5.00 |
5.12 |
*Interest will not be compounded on certificates of less than 12 months. Interest will
be credited at maturity. Early withdrawal penalty may apply.
**Interest will compound quarterly and be credited to the principal balance quarterly.
Early withdrawal penalty may apply.
***Interest will be compounded daily and be credited to the principal balance semi-annually.
Early withdrawal penalty may apply
1) Interest will be compounded monthly and credited to the account monthly. At our
discretion we may change the interest rate and yield at any time. If you close your
account before interest is credited, you will not receive the accrued interest. Fees assessed
may reduce earnings on this account.
2) Interest will be compounded daily. Interest will be credited to your account every quarter. At
our discretion we may change the interest rate and yield at any time. If you close your account
before interest is credited, you will not receive the accrued interest. Fees assessed may
reduce earnings on this account.
3) Interest is compounded daily. Interest will be credited to your account monthly. At our
discretion we may change the interest rate and yield at any time. If you close your account
before interest is credited, you will not receive the accrued interest. Fees assessed may
reduce earnings on this account.
Disclaimer
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